At 14 Loans, LLC, your trust and the security of your information is very important to us. This Privacy Policy explains what we do to protect and maintain your information and to let you know how you can limit the information that we share with others. "Site" refers to this Internet web site (www.14Loans.com) and its related services. "You" or "User" refers to a registered user of this Site. "14 Loans, LLC" or "We" refers to 14 Loans, LLC.
Important: This Site contains links to other sites. 14 Loans, LLC is not responsible for the privacy practices of the content of any other Web sites to which we link or to which we are linked. We encourage you to read the posted privacy statement whenever interacting with any web site.
We collect nonpublic personal information about you, including:
• Information we receive from you on applications, online registrations or other forms (such as your name, address, phone, fax, email address, street address, assets, income, debt and more).
• Information about your transactions with us, our affiliates or others (such as account balance, transaction history or information about our communications with you).
• Information about your creditworthiness, credit history and other facts about you that we obtain from consumer reporting agencies or from providers of marketing and demographic information.
We are required by law to verify the information that you provide to us but we greatly appreciate your honesty in accurately representing your financial information, history and ability to repay any current or future credit obligations.
14 Loans, LLC automatically collects your browser type and browser software version to tailor the presentation of the services to your platform and to maintain a record of your activity on the Site. 14 Loans, LLC may also use cookies to enable users to specify unique preferences and to track user trends and patterns. Users always have the option of disabling cookies via their browser preferences. If you disable cookies on your browser, please note that some parts of our Site may not function as effectively or may be considerably slower.
As an automatic process, our web server software records a log file of IP addresses that access the Site. We also collect IP address information but do not ordinarily link IP addresses to users' nonpublic personal information. However, we can and will use IP addresses to identify a user when we, in our sole discretion, determine that it is necessary to enforce compliance with our Terms and Conditions of Use or to protect our service, Site, customers or others.
Protecting the Confidentiality and Security of Your Information:
Keeping financial information secure is one of our most important responsibilities. Only those persons who need access to your information to perform their job responsibilities are authorized to access your information. We take commercially reasonable precautions to protect your information and limit disclosure by maintaining physical, electronic and procedural safeguards. We share your information with others as required by law or as necessary to obtain credit approval for your loan.
With Affiliates of 14 Loans, LLC:
We do not share your information with affiliates.
With Third Party Service Providers, Joint Marketers and as Otherwise Permitted by Law:
We may work with non-affiliated companies or organizations to provide services on our behalf in connection with obtaining approval for your loan or to provide you with opportunities to buy products or services offered by us or jointly with other financial institutions. As a result, we may disclose some of the information that we gather from you. For your protection, we require that these companies keep all personal information confidential.
Opting Out:
You may opt out, that is, you may direct us not to share your information, by calling us at 713-489-4366.
Registration Information:
We use nonpublic personal information for our own internal purposes including contacting you via email to inform you about updates to our services and providing you with other information that we deem necessary. We reserve the right to disclose your information as required by law. We do not rent or sell our users' nonpublic personal information to third parties.
Correcting/Updating Your Information:
To correct and/or update your information, please contact us at 713-489-4366.
How We Respond To Browser Do Not Track Requests:
14 Loans, LLC and other parties not affiliated with us may collect nonpublic personal information about your online activities over time and across different websites when you use our website or the services offered on our website. Industry standards regarding how to handle "Do Not Track" requests from web browsers are still evolving and there is currently no set of industry standards for handling such requests. As such we may not separately respond to or take any action with respect to a "do not track" configuration set in your internet browser.
We will use commercially reasonable methods to keep nonpublic personal information securely in our files and systems. Please note that with current technology, we cannot guarantee the security of your data as it travels over the Internet.
This area of the Site is for the benefit of Users. The private and shared Work Space areas of the Site help to facilitate communication and the exchange and sharing of information. The information contained in private work spaces shared between Users and 14 Loans, LLC is not used for any purposes other than to facilitate communication and the exchange of information between the parties involved.
If you have any questions about this Privacy Agreement or the practices of this Site, you may contact us at:
14 Loans, LLC Customer Service
1610 Woodstead Ct, Suite 320
The Woodlands, TX 77380
Phone: (713) 489-4366
Email: 14LoansLLC@gmail.com